Storm and Hail Damage Roof Repair in Raleigh: Wind, Hail and Insurance

Field knowledge

Short answer: after wind or hail in Raleigh, stay off the roof, photograph the damage from the ground and inside, catch any drips, call your insurer, and get a free inspection from a local roofer before signing anything. Roof Revivers has repaired roofs since 2012, and our Raleigh office is at 1117 Corporation Parkway, Suite 106; call (919) 794-5754, Monday to Friday 8 to 4.

Hail damage roof repair in Raleigh

Spring and summer thunderstorms can bring hail to the Triangle. Hail does not always leave obvious damage. Depending on stone size, wind and the age of the roof, it can:

• Bruise asphalt shingles, leaving soft spots where the mat underneath is cracked
• Knock granules loose, exposing the asphalt to sun and speeding up wear
• Crack older, brittle shingles
• Dent metal vents, flashing, gutters and downspouts
• Crack skylight lenses, plastic vents and siding

Much of this does not leak right away, so a close inspection matters more than a glance from the street. See our page on hail damage roof repair in Raleigh for what we check.

Signs of wind damage

Wind pressure is strongest at roof edges, corners and ridges, so that is where damage usually starts. Look for missing, creased or lifted shingles, shingle pieces in the yard, bent or missing flashing, and exposed underlayment. Fallen limbs can crack decking even when the shingles look intact. More on our Raleigh wind damage roof repair page.

Interior signs: stains, drips and the attic

The inside of the house often shows roof damage first. Check ceilings for new brown or yellow stains, and look in the attic for wet insulation, damp decking or daylight coming through. Water can travel along rafters, so a stain may sit several feet from the actual opening.

How to document storm damage for insurance

1. Write down the date and time of the storm.
2. From the ground, take wide shots of each side of the house, then closer shots of gutters, vents, siding and any debris.
3. Put a coin or ruler next to close-ups of dents so the size is clear.
4. Photograph interior stains and the attic.
5. Keep shingles or flashing that blew off until the adjuster has seen them, and keep receipts for any emergency materials.
6. Log every call with your insurer: date, name and what was said.

Temporary repairs: what to do and what to avoid

If water is getting in, the first job is limiting interior damage: buckets, towels, and moving valuables. When a storm opens up the roof, we offer storm tarping to cover damaged areas until a permanent repair or replacement can be made. Ask your insurer before starting permanent repairs, since the adjuster may want to see the damage first.

What insurance usually covers

Most homeowners policies cover sudden damage from perils such as windstorms, hail and falling limbs, and do not cover damage from age, sun exposure or poor maintenance. Policies differ, so read yours for:

• Replacement cost (RCV) or actual cash value (ACV). RCV pays to replace the damaged roof with similar quality; ACV subtracts depreciation, which matters most on older roofs.
• A separate deductible. Some North Carolina policies have a separate wind, hail, hurricane or named-storm deductible.
• Roof exclusions or endorsements that limit coverage for wind or hail, and cosmetic-damage exclusions.
• A reporting deadline. Call early.
• Flood. Standard policies usually exclude flood; that is separate coverage.

Your policy and your adjuster decide what is covered; we will not promise a claim outcome. If a claim is denied, see what to do after a denied roof claim in North Carolina, and for the whole process see Raleigh roof insurance claims.

Preventing future storm damage

Get the roof inspected after any major storm and before hurricane season, keep gutters clear so water does not back up under shingles, and trim dead or overhanging limbs. If you are replacing the roof anyway, ask about impact-resistant shingles. Our hurricane season roof prep checklist covers the rest.

How Roof Revivers handles storm and hail damage in Raleigh

We start with a free inspection, photograph every damaged area, and give you a written scope you can share with your insurer. We will meet any insurance adjuster on site, then tell you plainly whether the roof needs a repair or a replacement. We are an Owens Corning Platinum Preferred Contractor and BBB A+ accredited.

Learn more about storm damage roof repair in Raleigh, roof repair in Raleigh, roof inspections and storm tarping and leak repair. Nearby: Cary, Apex, Durham, Garner and Wake Forest. In Ohio, see storm damage roof repair in Columbus.

Questions we hear

How do I know if hail damaged my roof in Raleigh?

Look from the ground for dents on gutters, downspouts, roof vents, AC fins and cars, and for piles of shingle granules at downspout outlets. Bruised shingles are hard to see from the street, so a free inspection with photos is the surest way to know.

Does all hail damage leak right away?

No. Hail can bruise shingles and knock granules loose without causing a leak at first. That damage often shows up later as faster wear or a leak, which is why an inspection after a hailstorm is worth it.

What should I do first after a storm damages my roof?

Stay off the roof. Photograph the damage from the ground and inside, note the storm date and time, keep any shingles or flashing that blew off, and catch active drips with buckets. Then call your insurer and book an inspection.

Will homeowners insurance pay for storm or hail damage?

It depends on your policy. Many policies cover sudden wind and hail damage but not wear and tear, and some have a separate wind, hail or named-storm deductible. Your policy and your adjuster decide what is covered.

Can Roof Revivers meet my insurance adjuster?

Yes. We document the damage with photos and a written scope and will meet any insurance adjuster at your home. We will not promise a claim outcome.

Tell us a bit about your home and we'll follow up.