Erie Insurance Roof Insurance Claim Help

General steps for a storm-damage roof claim with Erie Insurance, and how a free inspection helps.

Important: Roof Revivers is not affiliated with Erie Insurance. This is general guidance. Your policy and your Erie Insurance adjuster decide what is covered; we never promise a claim outcome.

Roof claim steps with Erie Insurance

1. Stop more damage. If water is coming in, protect the home; we can tarp an active leak. Keep receipts.
2. Get a free inspection. We check the roof, gutters, vents and siding and photograph what we find, so you know whether there is storm damage worth claiming.
3. Report the claim. Contact your Erie agent or Erie’s claims number on your policy. Note the date of the storm.
4. Adjuster inspection. Erie Insurance will typically send an adjuster or ask for photos. We work with any insurance adjuster and can meet them on site.
5. Review the estimate. Read the scope line by line. If damage was missed, ask your insurer how to request a reinspection or supplement.
6. Repair or replace. Most replacements take 1–2 days.

Terms worth knowing

• Deductible: what you pay first. Some policies have a separate or percentage-based wind/hail deductible; check your declarations page.
• ACV vs. replacement cost: actual cash value policies subtract depreciation; replacement cost policies may hold back depreciation until the work is done. Your policy says which you have.
• Deadlines: policies set time limits for reporting damage and finishing repairs. Report promptly.
• Matching and code items: how these are handled depends on your policy and state rules; ask your adjuster.

How Roof Revivers helps

Free inspections, photo documentation and a written scope, and we work with any insurance adjuster. We have served homeowners since 2012 and are an Owens Corning Platinum Preferred Contractor and BBB A+ rated. Columbus: (614) 626-0387. Raleigh: (919) 794-5754.

Questions we hear

Will Erie Insurance pay for my roof?

Only your policy and your Erie Insurance adjuster can decide that. Storm damage from wind or hail is often covered by homeowner’s policies, wear and age usually are not. We document what we find so the adjuster has clear evidence.

Do you work with Erie Insurance adjusters?

Yes. We work with any insurance adjuster and can meet them at your home.

Should I get an inspection before I file?

Many homeowners do. A free inspection tells you whether there is storm damage worth claiming before you file.

Do you file the claim for me?

No. The claim is between you and Erie Insurance. We provide documentation and meet the adjuster.